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Best Way To Buy Ripple XRP With A Credit Card, Debit Card, USD in 2019

In the following step-by-step guide, we would like to show you the best way to buy Ripple XRP coins and tokens with a credit card, debit card, and USD bank transfer.

Overview

There are multiple ways to buy Ripple XRP with a credit card, debit card, and USD bank transfer. If you are a beginner, this can sometimes be a time-consuming and complex process. However, we want to make this much easier for you. In the following guide, we would like to show you the best way we know how to buy Ripple XRP with a credit card, debit card, and USD bank transfer whether you are a beginner or professional crypto investor or trader.

Note: The Cryptocurrency Knowledge Base does not endorse this cryptocurrency and this article is not financial advice. We are simply offering guidance on how to buy it if you are already interested. As always, invest responsibly and at your own risk.

 

 

How to Buy Ripple XRP With A Credit Card

Buying Ripple XRP with a credit card has been getting harder and harder to do. This is partly do to the credit card companies themselves cracking down on the practice because they consider it high-risk. This is also due to cryptocurrency exchanges not wanting to take on the risk of dealing with credit cards. However, buying Ripple XRP with a credit card is still possible. In this guide, we are going to show you our favorite way to buy Ripple XRP with a credit card.

 

Very Important!

Buying cryptocurrencies with a credit card is usually a lot more expensive than buying with a debit card or bank transfer. For the few exchanges that do support credit card purchases, they tend to charge much higher fees. And on top of that, the credit card companies sometimes charge additional fees and sometimes treat the purchase as a cash advance which is typically subject to higher interest rates.

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It is very important that you call your credit card company first and figure out what additional fees you will incur which purchasing cryptocurrency with a credit card. If you can buy Ripple XRP with a debit card or USD bank transfer instead, please jump to the next section below that covers this. However, if you absolutely need to buy Ripple XRP with a credit card, here is our favorite way to do so.

 

Our Favorite Method

Determining the our favorite way to buy Ripple XRP with a credit card was not an easy task. The main reason is because most services that support credit card transactions have hidden fees that are sometimes hard to find. Also, some exchanges have different exchange rates so you get different amounts depending on the exchange you use.

From the research we have done, the method we are about to show you is our favorite. So here is how to buy Ripple XRP with a credit card. But first, we must set up an account on the exchange where we will purchase our Ripple XRP.

 

Step 1: Create A Binance Account

Click here to go to the Binance registration page which looks something like this. Register for an account.

How To Buy Ripple XRP With A Credit Card Screenshot

 

Step 2: Verify Your Account

Verify you account with the registered email address and you will be redirected to the following page.

How To Buy Ripple XRP With A Credit Card Screenshot

 

Step 3: Buy Ripple XRP With a Credit Card

Go here to open the Binance page that allows you to buy Ripple XRP directly with your credit card and enter the amount of you want to spend. Make sure you purchase XRP. Click “Buy now” when you are ready.

How To Buy Ripple XRP With A Credit Card Screenshot

 

Step 4: Confirm Your Order

You will be presented with a screen asking you to confirm your order. If everything looks ok, check the “I have read and agreed the disclaimer” and click the “Go to payment” button.

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How To Buy Ripple XRP With A Credit Card Screenshot

 

Step 5: Submit Your Billing Information

Complete your billing and personal information and click “Continue”.

How To Buy Ripple XRP With A Credit Card Screenshot

 

Step 6: Verify Your Email And Phone Number

You should get a pop-up that wants you to verify your phone number and email address. Please follow the instructions to do that and then click “Continue”.

How To Buy Ripple XRP With A Credit Card Screenshot

 

Step 7: Enter Your Payment Information

Enter your credit card information and click “Pay Now”.

How To Buy Ripple XRP With A Credit Card Screenshot

 

Step 8: Verify Yourself

You will now be directed to the verification screen where you may be required to submit your identification or other information proving you are who you say you are. After these steps, you should receive a notification saying that your order has been processed.

 

Step 9: Check Your Balance

Now go back to your Binance account. In Binance, navigate to the “Funds” button and click on the “Balances” button to check if you have received the Ripple XRP you purchased with your credit card. If the transaction has been completed, the Ripple XRP amount you purchased will appear under the “Available Balance” column.

How To Buy Ripple XRP With A Credit Card Screenshot

 

Congratulations! You just purchased your first Ripple XRP coins and tokens. You can now send them to a private wallet if you would like to store them long-term or you can leave them on Binance if you will be trading them again soon.

 

 

How To Buy Ripple XRP With A Debit Card Or Bank Transfer

When buying Ripple XRP using a debit card or bank transfer, we highly recommend using Coinbase. Coinbase is one of the most convenient and reliable places to buy Ripple XRP and has some of the lowest fees out of any cash to crypto exchange.

Coinbase allows you to buy Ripple XRP directly with your fiat money (i.e. bank account, debit card, wire transfer) which makes it a quite preferable exchange if you are just getting into crypto. Unfortunately, Coinbase no longer accepts credit card purchases which is why we purchased the tutorial above on how to buy Ripple XRP with a credit card.

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Step 1: Create A Coinbase Account

If you don’t already have a Coinbase account, click here to sign up. Simply fill the required fields and upload your ID. Once you are signed in you will need to provide bank details or credit cards in order to make a purchase. If you already have a Coinbase account, go ahead and sign in.

How To Buy Ripple XRP With A Debit Card and Bank Account Screenshot

 

After completing the sign up process, you will be redirected to the dashboard as shown in the picture below where you will be able to see the current price of available cryptocurrencies on Coinbase.

How To Buy Ripple XRP With A Debit Card and Bank Account Screenshot

 

Step 2: Go To Buy/Sell

At the top of the main Coinbase page, click the Buy/Sell menu. Once clicked, a window will pop up that looks like this. Make sure XRP is selected in the drop-down menu.

How To Buy Ripple XRP With A Debit Card and Bank Account Screenshot

 

Step 3: Enter The Amount

Input the amount of cash you wish to spend in terms of dollars and the website will tell you the amount of XRP you will receive for that specified amount. Once you decide the amount, you can click on the ‘Buy XRP Instantly’ button.

How To Buy Ripple XRP With A Debit Card and Bank Account Screenshot

 

Step 4: Confirm Your Order

After clicking that button, you will be redirected to the confirmation page that looks like this. Click on the “Confirm Buy” button to finalize the purchase and you will see a green check indicating the purchase was successful. You can go back to your dashboard and check your balance & your orders.

How To Buy Ripple XRP With A Debit Card and Bank Account Screenshot

 

Congratulations! You just purchased your first Ripple XRP coins and tokens. You can now send them to a private wallet if you would like to store them long-term or you can leave them on Coinbase if you will be trading them again soon.

 

Hope this guide was helpful. Please share your tips and tricks in the comments to help make this a much smoother process for others.

 

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